Best Travel Credit Card For Students
Choosing a credit card as a college student can be overwhelming and confusing. However, a student card is one of the best ways available to build or rebuild your credit score, and take advantage of extra perks and rewards when you use your card. Whether you use your card for gas and groceries, or just to build your credit rating, there are a number of cards available that will suit your needs. For instance, if you want to keep it simple with a no annual fee, low-interest student card, the BankAmericard Credit Card for Students is one of the best available. If you prefer to earn rewards for dining and entertainment, you can earn double points for those purchases with the Citi ThankYou Preferred Card for Students. And, in order to earn the most cash back on a variety of purchases, consider the Discover it for Students card which awards as much as 5% cash back. No matter your preference, there is a student credit card available that would be perfect for you and your needs.Best Travel Credit Card For Students
According to StreetDirectory.com, \”The currency conversion rate is almost certain to be lower on a credit card than a currency rate given at an airport or overseas.\” For this reason, if your child is going to travel, study or work abroad, youâ??ll want to choose a credit card that offers the best exchange rates and card features. While the process does require some legwork, most of your research will consist of side-by-side comparisons, which can be done using a credit card comparison website.
Choose a credit card that is universally accepted. Credit types such as Visa and MasterCard are more widely accepted than lesser known credit cards. According to Visa.com, â??Visa cards can be used to pay for purchases in more than 170 countries.â?
Compare fees based on the rates for withdrawing money and making transactions. Maximize the savings you receive in exchange rates (which are lower than standard exchange rates) by choosing a credit card with low fees for making purchases and withdrawing foreign currency from an available line of credit.
Ask which services are available to international travelers. Check for services such as a 24-hour collect number, online account verification, purchase protection against fraudulent charges and international shipping for lost or damaged cards.
Choose the card with a cash rewards program if choosing between two or more credit cards that offer the same fees. For long-term travels abroad, this feature could result in added savings; especially if your primary source of spending is done with this credit card.